Personal Finance for Dummies

  • We’re going to tell you how you can save hours of time and thousands of dollars. Ready? Buy term life insurance. If you want the details behind our recommendation for term insurance, the following information is for you. Or maybe you heard (and have already fallen prey to) the sales pitches from life insurance agents, most of whom love selling cash value life insurance because of its huge commissions.
  • Cash value life insurance is the most oversold insurance and financial product in the history of the financial services industry.
  • Purchase low-cost term insurance and do your investing separately.

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For Dummies is an extensive series of instructional/reference books which are intended to present non-intimidating guides for readers new to the various topics covered. The series has been a worldwide success with editions in numerous languages.

The books are an example of a media franchise, consistently sporting a distinctive cover—usually yellow and black with a triangular-headed cartoon figure known as the “Dummies Man”, and an informal, blackboard-style logo. Prose is simple and direct; bold icons, such as a piece of string tied around an index finger, are placed in the margin to indicate particularly important passages.

Almost all Dummies books are organized around sections called “parts”, which are groups of related chapters. Parts are almost always preceded by a Rich Tennant comic that refers to some part of the subject under discussion, though the comics were discontinued in 2012.[1] Sometimes the same Tennant drawing reappears in another Dummies book with a new caption.

Another constant in the Dummies series is “The Part of Tens”, a section at the end of the books where lists of 10 items are included. They are usually resources for further study and sometimes also include amusing bits of information that do not fit readily elsewhere.

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